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This GNFP Digital Download Series and the content and information contained herein (the "Content") is the copyrighted proprietary and confidential information of Germinder & Associates, Inc. d/b/a GNFP Digital, and its affiliates ("GNFP Digital"). The Content has been prepared for and may be used only by authorized licenses and clients of GNFP Digital, and solely for use by them in connection with the operation of their businesses. Except as expressly permitted pursuant to your license or other agreement with GNFP Digital, no part of the Content may be displayed, disclosed, transferred, distributed, reproduced, or otherwise used in any manner without the prior written authorization of GNFP Digital in each instance.